Insurance Bank

Acquire your insurance with BH!

Our BH Insurance plans are a way to support salvadoran people firmly, providing several benefits at an affordable price for our clients, including the following:

  • These insurances can be found in the same entity where you manage your accounts.
  • You can choose the amount that you want to obtain.
  • You can carry out any procedure of your insurance directly in agencies.
  • No medical exam is required
  • The payment will be debited automatically from your savings account.

Solid Insurance: VIDA

This insurance is designed to cover the risk of death of the insured, with its global coverage as one of its main characteristics.
Regardless of the cause of death, our insurance grants the contracted sum to the beneficiaries from the first day of the validity of your insurance.

  • Other vital benefits to highlight are the following:
    • Affordable premium accounts.
    • Your insurance goes into effect at midnight on the same day you buy it.
    • You can do your paperwork easily in our agencies.
    • You can choose which account you wish to have your premiums charged to (Automatic charges to savings or credit account).

The wellbeing of your family is essential for us; therefore, your spouse can also be insured with a 10% discount on the premium.

  • Additional coverage:
    • Accidents, total or permanent disability
    • Rehabilitation costs
    • Funeral expenses

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Savings-insurance: VIDA

It is life insurance focused on addressing natural persons’ need for protection and savings, offering the benefit of refunding a percentage of the premiums paid after 5 years; and 100% of them after 12 years.

  • The benefits of Savings-insurance VIDA are the following:
    • The rate of return: After the fifth year of insurance, you receive a percentage of the premiums paid, and the total amount at the year 12.
    • Your insurance becomes effective at midnight on the same day you buy it.
    • Our insurance also includes global coverage.
    • You can do your paperwork easily in our Agencies.
    • You can choose which account you wish to have your premiums charged to (Automatic charges to savings or credit account).
    • No medical exam is required.
  • Additional coverage:
    • Total and permanent disability.
    • Funeral expenses

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Insurance: PROTEKTOR

It is our property and damage insurance designed to protect the funds that our clients manage in their different deposit accounts (Savings / Current), as long as they are associated with a Banco Hipotecario debit card.

  • PROTEKTOR insurance has coverage in case of:
    • Fraudulent charges by unauthorized third parties.
    • Card skimming suffered by the insured person; provided that the card is still in the Insured’s hands.
    • Robbery, theft, loss and/or misplacement of the Debit Card.
    • Online Purchases of goods and service, provided that the card is in the Insured’s hands.

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