Who can apply?

• Natural persons over 18 years old and legal persons.

What benefits can you obtain?

• Deposits are always available according to your needs
• Better control over payments and expenses
• No risk of carrying your money in cash, allowing you to make your payments by issuing checks or through your VISA Debit Card
• You can pay your bills quickly, check your balance, and make other transactions with your account in our E-banking. You can have access to E-banking by signing the contract for the provision of this service in the different agencies all over the country
• The account serves as a reference for future procedures or services that you request
• The Deposits Guarantee Institute (DGI) backs up your deposits
• Automatic charges to the account if the client requires and authorizes it
• You can substitute or modify the designated beneficiaries in your account when you request it (applies to natural persons)
• You can request the Check Certification service through your current account and previous authorization in the form that the Bank provides you for free
• You can reserve funds immediately and provide an order of non-payment on checks drawn against your account through the Contact Center to the number 2250-7000, which is available 24 hours a day, 365 days a year

It offers clients a current account that earns interest, which is negotiated before its opening, with the interest payments on the daily balance. The interest can be adjusted according to the market conditions and liquidity of the Bank.

Who can apply?
Legal persons.

What benefits can you obtain?

• It is a highly competitive account; it earns interest on the surplus agreed daily
• Deposits are always available according to your needs
• Provides better control of payments and expenses
• Avoids the risk of carrying your money in cash, allowing you to make your payments by issuing checks
• You can pay your bills quickly, check your balance, and make other transactions with your account in our E-banking. You can have access to E-banking by signing the contract for the provision of this service in the different agencies all over the country
• The account serves as a reference for future procedures or services that you request
• The Deposits Guarantee Institute (DGI) backs up your deposits
• Automatic charges to the account if the client requires it and authorizes it
• You can request the Check Certification service through your current account and previous authorization in the form that the Bank provides you for free
• You can reserve funds inmediately, provide the order of non-payment on checks drawn against your account through the Contact Center, to the number 2250-7000, which is available 24 hours a day, 365 days a year.

Our product is designed for the care of your cash. Where you can dispose your money wherever you want and earning interests.

Who can open this account?

• Natural persons over 18 years old and legal persons.

What benefits can you obtain?

• Deposits are always available according to your needs
• Save and dispose of your money securely when you need it, having control and records of your account through a savings passbook
• The account earns interest and is capitalized quarterly
• You avoid the risk of carrying your money in cash, allowing you to make your payments through your VISA Debit Card and make withdrawals at ATMs associated with your account (after signing the contract)
• You can pay your bills quickly, check your balance, and make other transactions with your account in our E-banking. You can have access to E-banking by signing the contract for the provision of this service in the different agencies all over the country
• You can manage your savings account locally or internationally through the VISA Debit Card. You can also check your account balance through ATMs, Contact Center, or E-banking
• The account serves as a reference for future procedures or services that you request
• The Deposits Guarantee Institute (DGI) backs up your deposits
• It has the benefit of automatic charges to the account if the client requires it and authorizes it
• You can substitute or modify the designated beneficiaries in your account when you request it (applies to natural persons).

Who can apply?
Natural persons under 12 years old with a tutor or a legal representative.

What benefits can you obtain?

• The account “My Magical Savings” allows us to encourage the habit of saving in children from their early years
• Deposits are always available according to their needs
• Save and dispose of your money securely when you need it, having control and records of your account through a savings passbook
• The account earns interest and is capitalized quarterly
• The account serves as a reference for future procedures or services that you might request
• The Deposits Guarantee Institute (DGI) backs up your deposits
• You can substitute or modify the designated beneficiaries in your account when you request it (applies to natural persons).

Who can apply?

• Natural persons over 18 years old and legal persons.

What benefits can you obtain?

• Higher interest rate than the one recognized by the savings account
• An excellent investment alternative due to its profitability
• Offers different terms according to the customer’s time availability
• The account serves as a reference for future procedures or services that you request
• It serves as a guarantee for bank deposits and personal loans
• You can have access to an automatic credit up to 80% of the amount of the term deposit
• The interest rate can be negotiated during the five business days after its expiration
• The interest earned is credited to a savings or checking account automatically, it can be monthly or at the expiration date
• This deposit guarantees higher profitability than a regular account
• You can choose different terms: 30, 60, 90, 120, 150, 180, 210,240, 360 or more according to your needs
• It is not negotiable, so there is no risk in case of loss
• The Deposits Guarantee Institute (DGI) backs up your deposits
• You can substitute or modify the designated beneficiaries in your account when you request it (applies to natural persons)

Who can apply?

• Natural persons between 18 and 70 years old that have a deposit account with the Bank; payroll accounts that make salary payments through deposits to Bank accounts

What benefits can you obtain?

• The card is accepted in all local and international establishments affiliated with VISA
• You do not pay interest or commissions for purchases with the card
• You can make purchases anywhere in the world at businesses affiliated with VISA, without charging commissions or interest on your purchases
• Cash availability 24 hours a day, 365 days a year through local and international ATMs affiliated with VISA
• You can request additional cards by assigning individual limits for withdrawals
• Access to deposit accounts through the BH ATM Network and from anywhere in the world through VISA PLUS ATMs
• Card(s) personalization, if requested

Who can apply?
Natural persons over 18 years old

What benefits can you obtain?

• Higher prime rate than the regular savings account and is differentiated according to the term
• The monthly deposits to this account are debited from the savings or current account
• Eligible terms according to the client’s needs
• You can check your account balance in Agencies or through E-banking
• The account serves as a reference for future procedures or services that you might request
• The Deposits Guarantee Institute (DGI) backs up your deposits
• You can substitute or modify the designated beneficiaries in your account when you request it.

Who can apply?
Natural female persons over 18 years old

What benefits can you obtain?

• Higher prime rate than the regular savings account and is differentiated according to the term
• The monthly deposits to this account are debited from the savings or current account
• Eligible terms according to the client’s needs
• You can check your account balance in Agencies or through E-banking
• The account serves as a reference for future procedures or services that you might request
• The Deposits Guarantee Institute (DGI) backs up your deposits
• You can substitute or modify the designated beneficiaries in your account when you request it.

Who can apply?
Natural and legal persons that are small and medium-sized entrepreneurs.

What benefits can you obtain?

• Higher prime rate than the regular savings account and is differentiated according to the term.
• The minimum term of the account is 6 months, and the maximum is 60 months
• The monthly deposits to this account are debited from the savings or current account
• Eligible terms according to the client’s needs
• You can check your account balance in Agencies or through E-banking
• The account serves as a reference for future procedures or services that you might request
• The Deposits Guarantee Institute (DGI) backs up your deposits
• You can substitute or modify the designated beneficiaries in your account when you request it