Banco Hipotecario has a strong commitment to the development of the productive sectors of El Salvador. Therefore, one of its products is its business line of credit for SME, whereby it seeks to make funding available to entrepreneurs, which allows the improvement and stability of the salvadoran economy.
Revolving line of credit
It is a line of credit with a limit, or specific destination, which allows the client to make partial disbursements according to the liquidity needs of the business and availability.
Who can apply?
Legal persons or sole traders who comply with the conditions of our Credit Policy.
What benefits can you obtain?
- Increase your raw material inventory
- Liquidity in your accounts receivable
- Liquidity for payroll payment
- Improved cash availability (maneuverability)
- Payment of interest on the balance used
How can you invest the funds?
- Industrial protection costs
- Accounts receivable
- Inventory of finished products
- Operating and selling expenses
Installment Credit
A business line of credit that provides short-term or medium-term financing, in one or more disbursements, payable in successive installments until the end of the credit (principal and interest).
Who can apply?
- Legal persons or sole traders who comply with the conditions of our Credit Policy.
What benefits can you obtain?
- Increase your working capital
- Terms according to company needs
- One or more disbursements
- Payment in decreasing installments.t
How can you invest the funds?
- Industrial protection costs
- Accounts receivable
- Inventory of finished products
- Operating and selling expenses