This service aims to offer our clients the opportunity to request a cashier’s check to make a payment to a natural or legal person, providing security and confidence.

Who can apply?
Natural or legal persons.

What benefits can you obtain?

• The payment is guaranteed directly with the Bank
• It is negotiable
• It is a secure payment method

What requirements do you have to fulfill?

• You must have a savings or current account with the Bank
• You need to have available funds in your account if the check is issued with a charge to your account

It is a service offered to natural or legal clients. Checks are issued according to your instructions for the payment of a service or another purpose.

Who can apply?
Natural and legal persons.

What benefits can you obtain?

• The payment is guaranteed directly by the Bank
• The check is not negotiable
• It is a secure payment channel
• Minimum risk associated with cash handling

What requirements do you have to fulfill?

• You must have a current or savings account;
• You must have sufficient funds available

Bank document by means the bank guarantee total or partial the pay of a fulfillment offer in a contract, quality of work, etc, if the bonded doesn’t comply.

Who can apply?
Natural and legal persons.

What benefits can you obtain?

• It’s a confident document for who receives as a guarantee
• Its validity is adaptable
• Cash transport risks are minimized
• The financial cost of the guarantee is lower than the cost of a loan
• It represents a financial modality
• Avoids funds immobilization of working capital
• Provides opportunities to make business with no previous experience.
• Guaranteed obligations contracted by the Banco Hipotecario’s support and solidity

It is a service that the Bank provides to its clients so they can make payments to their employees’ accounts, with a charge to current or savings accounts and using the different channels (Electronic banking, Agencies). It requires the previous authorization of the client.

Who can apply?\
Natural and legal persons.

What benefits can you obtain?

• Minimum risk associated with cash handling
• Operational efficiency and cost savings
• Security in the application of charges and deposits
• Confidentiality of the service

What requirements do you have to fulfill?

• Present an authorization letter to charge your account
• Send the payroll via email or another channel
• Send the detailed information of the employees to whom the payments will be made
• Inform the payment date to the employees

A Safe deposit box rental service available to the client for the custody of documents and valuables. The referred boxes are located in the vaults of the Agencies that provide this service.

Who can apply?
Natural or legal persons that have valid deposits or credits with Banco Hipotecario for a minimum of 6 months.

What benefits can you obtain?

• Guaranteed security by giving you a unique key needed to open the Safe deposit Box.
• Accessible annual collection through an automatic charge to your accounts
• Different sizes of Safe deposit boxes according to your needs
• Security and confidentiality
• Private and safe environment when visiting the safe deposit box.

What requirements do you have to fulfill?

• The client must have a valid deposit and credit account with Banco Hipotecario for a minimum of 6 months
• Sign the safe deposit box contract

Who can apply?
Natural and legal persons that have current accounts with the Bank

What benefits can you obtain?

• Guaranteed payment method
• The check is “No negotiable”
• It is a secure payment channel
• Minimum risk associated with cash handling
• It guarantees that the check will only be cashed by the beneficiary or credited to his account due to the “Not Negotiable” characteristic
• If the certified check is uncashed, the drawer can remit it to his account
• Complete and sign the form “Authorization of Certification of Checks,” provided by the Bank at no charge.

What requirements do you have to fulfill?

• Have a current account.
• Availability of funds
• Provide the form “Authorization of Certification of Checks,” adequately filled out and with the signature (s) of the current account holder (s)

It is the armored truck transport service for the transportation of valuables (sub-contracted company) and the process of secure verification of the remittances to facilitate the logistics and to minimize the risk related to cash transportation to the address indicated by the account holder.

Who can apply?
Natural or legal persons.

What benefits can you obtain?

• Minimum risk associated with cash handling
• Sealed containers are provided for the transportation of cash
• Confidentiality of the service
• You can set the most convenient collection program for the business type
• t does not involve own human resources for cash transportation

What requirements do you have to fulfill?

• Be a client of the Bank and have a deposit account.

It is the service of transferring an amount of money per request of a client, which is payable to a specific beneficiary in the receiving Agency or Mini Agency in the country.

Who can apply?
Natural or legal persons.

What benefits can you obtain?

• Time and cost savings
• Minimum risk associated with cash handling
• A safe and fast way of transferring funds
• The beneficiary receives the transfer immediately

What requirements do you have to fulfill?

• Be a client of the Bank and have a current or savings account
• Name and DUI of the person to whom the transfer is sent. (Name in accordance with DUI).